MORTGAGE SOLUTIONS

HOME PURCHASING

 

We will walk you through the loan process, whether buying your first home or the home of your dreams.

HOME REFINANCING

 

We are here to help with your refinancing options to figure out the best way to reach your goals.

MORTGAGE OPTIONS

 

We offer several mortgage options to meet your needs. We will help you understand them so you can make the best decision.

Conventional Fixed Rate Loans: A "fixed-rate" mortgage comes with an interest rate that won't change for the life of your home loan.

 

Conventional Adjustable-Rate Mortgage (ARM) Loan: Typically feature lower interest rates and Annual Percentage Rates (APRs) during the initial rate period than comparable fixed-rate mortgages.

 

FHA Government Loan: An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan that is provided by an FHA-approved lender. FHA insured loans are a type of federal assistance.

 

VA Government Loan: A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs.

 

USDA Loan: A USDA Home Loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture.

 

Land Loan: A land loan is financing that allows you to purchase a plot of land.

 

Construction Loan: A construction loan is a short-term loan used to finance the building or renovation of a home or real estate project.

 

Bridge Loan: A bridge loan is a type of short-term loan that may be used in real estate transactions when the buyer lacks the funds to finance the purchase of the new property without the prior sale of the first property.

 

Home Improvement Loan: A home improvement loan is a secured personal loan to make improvements to your home. 

 

Jumbo Loan: A jumbo loan is a mortgage that exceeds the conforming loan limit set by the FHFA for a given area.

 

Home Equity Line of Credit (HELOC): A home equity line of credit, or HELOC, is a loan in which the lender agrees to lend a maximum amount within an agreed period, where the collateral is the borrower's equity in their house.